Refund Policy

1. General rule

All sales are final because digital community access, membership recognition, and protected educational material may be delivered immediately after a verified payment.

All sales are final because this digital-access purchase may be fulfilled immediately after verified payment, except where refunds or remedies are required by applicable law, processor rules, duplicate charges, confirmed fraud, or a documented operator error that prevents delivery.

2. Exceptions

A refund, correction, or other remedy may be provided when required by:

• applicable law or non-waivable consumer rights;
• the payment processor, payment network, or checkout provider;
• a confirmed duplicate charge;
• confirmed unauthorized payment or fraud;
• a documented operator error that prevents delivery of the purchased access.

Nothing in this policy removes lawful chargeback, dispute, or consumer-protection rights.

3. Requesting review

Email nickbryantbusiness@gmail.com with the purchaser email, approximate transaction date, checkout provider, and a concise explanation. Do not send full card numbers, passwords, bank information, tax records, or authentication codes.

Requests are reviewed against transaction records, access-delivery evidence, provider rules, fraud indicators, and applicable law. Submission does not guarantee approval.

4. Delivery delays, suspension, and termination

A short provider or operational delay does not automatically create a refund right. Contact support so access can be investigated and restored. A documented operator error that prevents delivery may qualify for a refund or another remedy under Section 2.

A suspension or termination for community-rule violations, account sharing, fraud, chargebacks, or other material breach does not by itself create a refund right, except where applicable law or provider rules require otherwise.

5. Access after a refund or dispute

A full refund, payment reversal, successful chargeback, or confirmed fraudulent payment may cause the related membership entitlement and Discord roles to be suspended or revoked. A separate valid entitlement is not intended to be removed merely because another product is refunded.

6. Provider timing

When a refund is approved, the checkout or payment provider controls processing time and the destination of the returned funds. Bank posting times are outside the operator's control.